To be recognised as a household name and mortgage finance mortgage market leader, providing innovative, reliable and efficient solutions to Zambia’s’ housing deficit.
Helping Zambia bridge the housing gap.
- 1st specialised mortgage Finance company Zambia
- Focused on low and medium income groups
- Fastest growing mortgage segment
- Helps borrowers to complete their house or build new house
- Established in 2014, Zambian Homeloans Limited (ZHL) has been in the Zambian Financial Services Industry for just over two years now.
- It is a JV between Investrust, African Life Financial Services and Sofala Capital of South Africa.
- ZHL is regulated by the Bank of Zambia, designated as a Financial Business under the Banking and Financial Services Act.
- ZHL is NOT a microfinance institution.
- Our core business is to provide financing for the construction of residential housing.
- The product is provided in partnership with selected employers for their employees.