| Nedcor Bank Limited |
| Mr Jack Trevena |
| General Manager: Home Finance and Services |
| Box 1144 |
| JOHANNESBURG 2000 |
|
23 Fredman Drive |
| Corporate Place, 4th Floor |
| JOHANNESBURG 2000 |
| SOUTH AFRICA |
| Tel: 27 11 295-5495 |
| Fax: 27 11 294-5495 |
| Cell: 083 325 5626 |
| Email: jackt@nedcor.co.za; millicentP@nedcor.com |