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Housing Finance Group

To be the leading provider of integrated solutions for the acquisition, development and improvement of property in Kenya.


We will be the leading integrated solutions enabler for the property industry. We will offer innovative products and services, delivered under one roof by exceptionally committed people to enhance shareholder value. We will operate across the property value-chain as suppliers and financiers that offer unique solutions to all while being environmentally responsible

About HF Group

HF Group (Formerly Housing Finance Company of Kenya) was incorporated on 18th of November 1965 and is the premier mortgage Finance Institution in Kenya licensed under the Banking Act. Housing Finance Company of Kenya took over the Kenyan branch of the First Permanent Building society, a company registered in Zambia, (then Northern Rhodesia) with operations in Malawi, Tanzania, Uganda and Kenya. The entity was owned jointly between the Commonwealth Development Corporation (CDC) who owned 60% equity and the Government of Kenya who owned 40%.

The first chairman of the company was Mr. Peter.M Wise, the CDC regional controller. Other Board members included Mr. J.N Michuki and J.N. Oluoch representing the Kenyan government and J. Scott, F. G. Weaver and A.N. Monckton representing CDC. The shareholding has undergone various changes over the years and today HF Group is a publicly quoted company. The Government of Kenya and CDC Group have gradually been reducing their. CDC sold all its shares to Equity Bank Ltd and British American Investments Company Limited (Britam) on the 11th July 2007. On 31st December 2014, BAICL acquired the 57,270,000 shares that Equity Bank Limited held in HF and currently, the shareholding stands at 2.41% Government, 48.61% Britam, 5.64% NSSF and 43.35% the public.

In August 2015 the Company received approval from the Central Bank of Kenya (CBK) to establish a non-operating holding company and rebranded from Housing Finance to HF Group limited. The company also created a new subsidiary, HFC Limited which is licensed to carry on the business of mortgage finance as well as banking services under the Banking Act.

The HF Group has 4 subsidiaries:

  • HFC Limited – Mortgage and Commercial Banking Solutions
  • HFDI – Property Development and Investment Solutions
  • HF Insurance Agency – Insurance Solutions
  • HF Foundation – Creating an Army of 1 Million Artisans
 Visit the HF Group website for more information
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