Conference Speakers

Name: Oscar Mgaya
Position: Chief Executive Officer
Company: Tanzania Mortgage Refinance Company Limited

African Union for Housing Finance Board Chairman

Oscar Mgaya is the Chief Executive Officer of Tanzania Mortgage Refinance Company (TMRC) since April 2013. Oscar joined TMRC in January 2011 as Chief Operating Officer. Oscar has over 20 years of commercial real estate and financial services experience. Prior to joining TMRC, Oscar was Director of Real Estate for Limited Brands in the United States. Oscar previously also worked for JP Morgan Chase, General Electric Company and Merrill Lynch.

Oscar received both his Bachelor of Arts degree in Finance & Management, as well as his Masters of Arts degree in Management from Walsh University. He is also a Certified Leasing Specialist (CLS). Oscar is the Chairman of the African Union for Housing Finance (AUHF) Board of Directors. Oscar is a member of the Executive Committee of the International Union for Housing Finance (IUHF). He is also a Board Member of Watumishi Housing Company (WHC) and also the Chairperson of the Finance and Investments Committee of the WHC Board.


Name: Mr. Mathias Katamba
Position: Managing Director
Company: Housing Finance Bank Uganda Limited




Name: Mr. Richard Byarugaba
Position: Managing Director
Company: National Social Security Fund (NSSF) Uganda




Name: Mr. David G. Opiokello
Position:Board Chairman
Company: Housing Finance Bank Uganda Limited




Name: Ms. Plaxeda Namirimu
Position:Associate Director – Tax Services
Company: PwC Uganda

Ms Namirimu is an Associate Director within PwC Uganda’s Tax Line of service. She has tax experience spanning over a period of 15 years. At PwC, Plaxeda provides tax compliance and tax advisory services to both multinational and local companies.

In her advisory role, she is involved in advice of various organisational transactions and conducting of tax reviews to mitigate exposures to risk for a wide range of clients. She is a resource person for tax training both internally and to our clients. She has provided tax advice to clients in various industries including non-government institutions. Plaxeda was until recently a resource person in the Doing Business Publication of the World Bank.

Plaxeda worked with the Uganda Revenue Authority as a revenue officer before joining PwC.

She holds a Bachelors of Commerce Degree from Makerere University; is a Fellow of the Chartered Association of Certified Accountants (FCCA) and a member of ICPAU. In addition she has a post graduate diploma in taxation and revenue administration from the Uganda Revenue Authority Training School.

Name: Mr Francis Gimara
Position: President
Company: Uganda Law Society




Name: Mr. Femi Adewole
Position: Managing Director
Company: Shelter Afrique

Mr. Adewole, a Nigeria national, joined as Director, Business Development and Operations in June 2011 . He has over 15 years of experience in construction/project finance in the UK and Nigeria and previously worked as Chief Executive Officer/MD for First World Communities in Lagos, Nigeria. He is currently the Managing Director of Shelter Afrique, where he has served in several executive capacities. Mr. Adewole is a renowned public speaker and has demonstrated passion for youth development, housing and rental policy in Africa, affordable housing and sustainable urban design. Mr. Adewole holds an MBA from the University of Warwick Business School, an MSC in Land Management and Development from the University of East London, an MSC in Architecture and a BSC in Architecture, both from the University of Ile-Ife, Nigeria.


Name: Mr. David John Gardner
Position: Consultant
Company: Centre for Affordable Housing Finance in Africa

David Gardner is a development and human settlements specialist. He is a private consultant with over twenty years’ experience in the low-income housing and human settlements arena in Southern and Eastern Africa. He has undertaken consulting commissions for public, private and non-governmental organisations. The focus of this work has been in the areas of public policy analysis and development, sustainable human settlements, housing rental markets and housing finance and supporting institutions.


Name: Mr Reginald Motswaiso
Position: Chief Executive Officer
Company: Botswana Housing Corporation

Reginald is a Fellow Chartered Certified Accountant (FCCA) as well as an Associate Member of the Chartered Institute of Management Accountants (ACMA), all obtained while at AT Foulkes Lynch in London. Reginald is also a Fellow Chartered Global Management Accountant (FCGMA) He holds a Bachelor of Commerce degree from the University of Botswana.

Reginald is an alumnae of the Harvard University – Kennedy School of Governance –Cambridge, Massachusetts. He attended the University of Pennsylvania – Wharton School of Property Finance – Zell/Lurie Real Estate Centre. Reginald also attended the University of Stanford – Graduate School of Business Leadership in Palo Alto.

Mr Motswaiso held Board positions at Public Enterprise Evaluation and Privatisation Agency (PEEPA); the Botswana Stock Exchange (BSE) and the Standard Chartered Bank Botswana (SCBB). Reginald serves on the board of Sefalana Holdings, a diversified group with interest in Property, FMCG, Wholesale and Retailing, Mechanised Farming, Commercial Motors, Passenger Car retailing, Grain Milling, Packaging, Beverages and Detergents.

He is a Board member of other regional bodies including the African Union for Housing Finance – AUHF, of which he was the Chairman (2009 – 2012) and the Southern African Development Community Development Finance Institutes (SADC DFI). His interests and experiences are in the field of Property Finance, Banking, Strategy and Leadership. He is currently the Chief Executive Officer of Botswana Housing Corporation.

Name: Dr William Kalema
Position: Managing Partner
Company: BDO East Africa




Name: Mr. Duncan Kayiira
Position: Manager, Consulting MA
Company: BDO Uganda

Duncan holds a certificate in Housing Finance from the Wharton School, University of Pennsylvania, USA. He also holds a certificate in strategic mapping and management from the prestigious Kaplan-Norton Balanced Scorecard Certification Boot Camp, in the USA. Duncan has up-to-date knowledge of the housing and housing finance sectors in the Central and East African Regions, and has led and coordinated a number of studies on how to enhance affordable housing and housing finance among low income earners in Regions. For the past five years, Duncan has authored profiles on the housing and housing finance sectors in Uganda, Burundi and South Sudan, and the East African Community Regional Bloc, for CAHF’s Yearbooks (2012 to 2016).


Name: Mr. Geoffrey Wahome
Company: Lions Head Global Partners

Geoffrey Wahome is a Director at Lions Head Global Partners and primarily works with African Local Currency Bond Fund (ALCB Fund), an investment vehicle that seeks to develop local currency bond markets in Africa. The primary goal of the Fund is to improve access to long-term funding in local currency, strengthen the capacity of local markets and create opportunities for local investors.

Prior to joining Lion’s Head, Geoffrey worked at Old Mutual Securities, an affiliate company of UAP Old Mutual Group. Geoffrey graduated from the University of Nairobi with a Bachelors of Commerce degree (Finance specialization) and is currently pursuing his MBA studies at the United States International University – Africa.


Name: Ms. Debra L. Erb
Position: Managing Director of Housing Programs
Company: Overseas Private Investment Corporation

Debra Erb is Managing Director of Housing Programs for the Overseas Private Investment Corporation, the U.S. government’s development finance corporation focused on supporting U.S. investment in emerging markets. In this capacity, she is responsible for program development, investor development and marketing, as well as credit structuring and analysis for housing, mortgage finance and other real estate sector projects. Ms. Erb has over 20 years’ direct experience in mortgage lending in the U.S. plus 20 years of international housing finance experience in emerging markets around the globe. Her international experience includes President of Mortgage Finance International, a boutique consulting company that worked with all aspects of mortgage finance in emerging markets. She was also President of Societas – International Institute for Real Estate Finance, a non-profit organization based in Washington D.C. that was sponsored by the Mortgage Bankers Association of America. Previously, Ms. Erb served as Senior Director – MBA International, responsible for international membership development and liaison between international and U.S. mortgage banking companies and organizations. She serves on the boards of HBI, (Homebuilder’s Institute) and D.C. Habitat for Humanity. She holds a Master’s Degree in Public Administration (International Non-Profit Management) from George Mason University, and a B.A. in International Business Communications from the same university.

Name: Dr James Mutero
Position:  International consultant

Dr James Mutero has worked as a consultant over the last 25 years, advising governments in Africa and other regions on housing finance, housing policy, and the economic analysis of urban development and infrastructure programs. This work has covered Bahrain, Botswana, Egypt, Eritrea, Kenya, Liberia, Malawi, Sierra Leone, Somalia, Swaziland, Sudan, Tanzania, Uganda, Vietnam, Zambia, and Zanzibar. He has extensive managerial experience and has been the team leader in many housing and urban development assignments. Dr Mutero obtained his doctorate and master’s degrees from the University of Cambridge (Institutional and Housing Economics focus) and his bachelor’s degree in Building Economics from the University of Nairobi.


Name: Twaambo Hamusute
Position: Chief Executive Officer
Company: Zambian Home Loans

A consummate financial services professional dedicated to his calling. He has led Zambian Home Loans from inception and is currently building it into a leading mortgage player in Zambia.
He is a Seasoned Banker with over 12 years’ experience in insurance, risk management and business development.
Prior to Zambian Home Loans, Twaambo worked at Barclays Bank Zambia Plc, where he served in various senior management roles among them Market Research, Finance, Business Development & Strategy, Bancassurance and consumer lending. In his last role at the Bank, he worked as Vice President/Head of Consumer Lending and Insurance.
Before joining Barclays, earlier started off his working career from University at Aon Zambia where he worked in the risk services division as an Insurance Broker.
Twaambo studied Economics and Statistics at the University of Zambia, Insurance studies at Zambia Insurance Business College and completed postgraduate studies in Actuarial Sciences at the University of Leicester in the United Kingdom.


Name: Thierno-Habib Hann, CFA
Position: Senior Housing Finance Specialist SSA
Company: International Finance Corporation (IFC)

Thierno Habib Hann (Habib) is the Senior Housing Finance Specialist for the Sub-Saharan Africa region, at IFC, based in Nairobi, Kenya.

Habib has an extensive background in housing finance, structured finance, financial institutions, and in the World Bank’s work on the legal and regulatory environment for private sector investment. Habib spent eleven years working in New York, leading and participating in Investment Banking teams issuing Residential Mortgage Backed Securities (RMBS), Collateralized Mortgage Obligations (CMOs), Credit Derivatives (CDS), and CDOs at J.P. Morgan Chase and Goldman Sachs, as a Vice-President. He started his career at Arthur Andersen as a Consultant in financial services and derivatives products.  At the World Bank Group, Habib served as Country Lead for the Trade & Competitiveness Global Practice based in Guinea, advising public authorities on strategic sectors of the economy with the objective of improving the competitiveness and investment climate.

Habib is a native of Guinea.  He graduated Cum Laude from the University of Paris-IX-Dauphine in France, with a Bachelor’s degree in Economics and a Master’s degree in Finance and Accounting and holds an MBA from the Bernard Baruch School of Business at the City University of New York, focusing on investments. He is a member of the NYSSA (New York Society of Securities Analysts), the Global Association of Risk Professionals (GARP), and is a Chartered Financial Analyst. He also passed the NASD (National Association of Securities Dealers) Series 7 and 63 trading licenses in New York. Habib is the Co-founder of AngelAfrica. He is a native French speaker; and enjoys music, sports and cultural discovery travel.

Name: Mr Moisés Inguane
Position: Chief Operations Office
Company: FSD Mozambique

Moisés has more than 17 years of experience in organizational development, strategic partnerships, finance, corporate governance and operational management. Moisés’ career spans Branch Operations Manager and Corporate Secretary of Gapi-SI, a Mozambican finance development institution, Organizational Development Director of Mozambique Red Cross, and Special Coordinator of an African National Societies Initiative for the International Federation of Red Cross. Moisés holds an Honours Degree in International Relations and Diplomacy from ISRI in Mozambique, and a number of International Certificates in private sector Development by the International Swedish Institute for Public Administration-SIPU, Management of owned state enterprises and Government Agencies by Intelligent Africa-South Africa, and FSD Africa Academy.